Home/Solutions/AEPS
Core Fintech

AEPS

Aadhaar-enabled cash withdrawal, balance enquiry and mini statement — right at your counter.

What it is

Understanding AEPS

AEPS (Aadhaar Enabled Payment System) lets any customer withdraw cash, check their balance or pull a mini statement using only their Aadhaar number and fingerprint — no card, no PIN, no bank branch visit. As a Sriyaan retail partner, you become the cash-out point for every bank your customers hold an account with, using a single biometric device connected to our AEPS engine.

Quick facts
SettlementSame day
Success rate99.2%
Auth modeBiometric + Aadhaar
CommissionUp to 0.5% / txn
How it works

From counter to commission, in three steps

01

Customer identifies via Aadhaar

They enter their 12-digit Aadhaar number and select their bank on your device or POS screen.

02

Fingerprint authentication

A quick biometric scan authenticates the customer directly against UIDAI records — no OTP, no card required.

03

Instant transaction & payout

Cash withdrawal, balance enquiry or mini statement completes in seconds, and you hand over the cash — earning commission on every successful transaction.

Why partners choose it

Built to run reliably at the counter

Works for any bank

One device serves customers from every major bank — no separate tie-ups needed.

UIDAI-compliant biometric flow

Every authentication call follows RBI and UIDAI security guidelines end to end.

Commission on every transaction

Earn a transparent, slab-based commission credited straight to your ledger.

Live success-rate tracking

Your dashboard shows real-time success rates so you know which bank rails are running smoothly.

Who it's for

Where AEPS fits

Kirana & general stores

Add cash-out as a walk-in service alongside your existing shop counter.

CSC & Jan Seva Kendras

Offer AEPS as part of your existing government-service counter.

Distributors

Roll AEPS out across a retailer network with centralised commission tracking.

FAQ

Common questions

Can't find your answer? Talk to our team.

All major public and private sector banks that are live on the NPCI AEPS switch are supported coverage is shown live on your dashboard before every transaction.

The transaction simply fails safely with no debit — the customer can retry with a different finger or visit their bank if biometric issues persist.

You'll need an RD-compliant biometric scanner, which you can purchase pre-configured through our Devices & POS solution.
Ready when you are

Start offering AEPS today

Register as a partner and our onboarding team will get you transacting within 48 hours.

Explore more

Related solutions