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CMS Collection

Loan EMI and merchant cash collection infrastructure built for NBFCs and lenders.

What it is

Understanding CMS Collection

Cash Management Services (CMS) Collection gives NBFCs, microfinance institutions and lending partners a reliable last-mile network to collect loan EMIs and merchant dues — through Sriyaan's retail counters, in cash, UPI or card, with same-day digital reconciliation instead of manual cash handling.

Quick facts
Built forNBFCs & lending partners
Collection modesCash, UPI, card
ReconciliationAutomated, daily
ReportingBranch-wise dashboard
How it works

From counter to commission, in three steps

01

Borrower ID lookup

The retailer looks up the loan account using the borrower's ID or mobile number, pulling the exact due amount.

02

Collect payment

The borrower pays in cash, UPI or card at the counter, and an instant receipt is generated against their loan account.

03

Auto-reconciled reporting

Collections flow into the lender's CMS dashboard automatically, broken down by branch, agent and collection date.

Why partners choose it

Built to run reliably at the counter

Last-mile collection network

Reach borrowers in areas your own branch network doesn't cover, through Sriyaan's retail footprint.

Automated reconciliation

Eliminate manual cash-collection registers with digital, branch-wise reporting.

Faster fund visibility

Collected amounts reflect in your CMS dashboard same day instead of after physical cash deposit.

Audit-ready trail

Every collection is timestamped and receipted, simplifying compliance and audits.

Who it's for

Where CMS Collection fits

NBFCs & MFIs

Collect EMIs from borrowers in semi-urban and rural geographies without expanding your own branches.

Merchant lenders

Collect recurring merchant cash-advance repayments through a trusted local counter.

Co-operative societies

Digitise member collections that are currently handled on paper.

FAQ

Common questions

Can't find your answer? Talk to our team.

Every retailer completes KYC and device onboarding before being enabled for CMS collection, and is monitored through transaction-pattern checks.

Yes — a branch- and agent-wise dashboard updates as collections happen, with daily settlement summaries.

CMS Collection is offered as an integration for lending partners; we help identify and onboard suitable retail counters in your target geography.
Ready when you are

Start offering CMS Collection today

Register as a partner and our onboarding team will get you transacting within 48 hours.

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