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Prepaid Card

Branded prepaid cards for payouts, salary disbursal and customer rewards.

What it is

Understanding Prepaid Card

Sriyaan Prepaid Cards let you issue RBI-compliant prepaid instruments to your customers — for salary disbursal, vendor payouts, cashback rewards or as a simple spending card. Cards can be issued instantly as a virtual card or ordered as a physical card, and loaded with cash at your counter or digitally.

Quick facts
Card typeRBI-licensed PPI
IssuanceInstant virtual, physical on request
Load modesCash, UPI, bank transfer
Use casesPayouts, salary, rewards
How it works

From counter to commission, in three steps

01

Register the cardholder

Complete a quick Aadhaar/PAN-based KYC to issue a prepaid card in the customer's name.

02

Load the card

Load value via cash at your counter, UPI or bank transfer — instantly reflected on the card balance.

03

Customer spends or withdraws

The cardholder uses the card for purchases, online payments or ATM withdrawal, subject to RBI PPI limits.

Why partners choose it

Built to run reliably at the counter

Instant virtual issuance

Issue a usable virtual card in minutes, with a physical card to follow if needed.

RBI-licensed PPI rails

Every card runs on a regulated prepaid instrument, keeping you compliant automatically.

Commission on issuance & load

Earn on every card issued and every top-up processed at your counter.

Built for payouts & rewards

A ready-made disbursal tool for businesses running incentive, salary or vendor payout programmes.

Who it's for

Where Prepaid Card fits

Retail counters

Offer prepaid cards as a simple onboarding product alongside AEPS and DMT.

Small businesses

Disburse salaries or vendor payouts without needing every recipient to have a bank account.

Distributors

Bundle card issuance into your broader retailer network offering.

FAQ

Common questions

Can't find your answer? Talk to our team.

Balance and load limits follow RBI's PPI (Prepaid Payment Instrument) guidelines based on the KYC level completed.

Yes — a physical card can be requested and delivered to the cardholder's address after virtual issuance.

Yes — cards support online, POS and ATM usage depending on the product variant selected at issuance.
Ready when you are

Start offering Prepaid Card today

Register as a partner and our onboarding team will get you transacting within 48 hours.

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